# Expert Advice on German Supplementary Health Insurance | Stay

Supplementary health Insurance

Add extra security to your public insurance policy: from dental and eye care to hospital stays and more.

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Key features of supplementary insurance

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Covers what public insurance doesn't

Helps pay for treatments not fully covered by state insurance, like advanced dental work, private hospital rooms or specialist care.

Flexible plans

You can choose the extra coverage that fits your needs, whether it's dental, vision, hospital stays or alternative medicine.

Peace of mind

We know healthcare can get expensive, so supplementary insurance helps cover the extra costs and ensures you can get the care you want without worrying about unexpected bills.

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## Why choose supplementary insurance?

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### Better coverage where public insurance stops

Germany's public health insurance is solid, but it doesn't cover everything. Supplementary insurance helps fill the gaps so you're not paying high costs out of pocket.

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### More choice and comfort in your care

With supplementary insurance, you often get access to private doctors, shorter waiting times, and additional treatment options.

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### Protection against rising healthcare costs

Healthcare costs in Germany tend to increase over time. Supplementary insurance can lock in better benefits early, helping protect you from higher costs later, especially as you get older or your healthcare needs change.

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### Answer a few simple questions and get smart tailored insurance options from our team of experts

Get insured today

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## What people say about us

An invaluable resource for navigating Germany’s complex health insurance system. Anja Lampert was exceptionally helpful and incredibly patient.

D Darren S. Navigating German health insurance

I’m a freelancer and my case involved transitioning from expat insurance to full private health insurance. With Katharina’s help, the process was not only smooth but also stress-free.

S Sonya Freelancer

I have receive a very personalized attention since the beginning with a very high professionalism.

J J. Starting work in Germany

All meetings and communications took place in English, hence an expat with limited German language skills can understand the process and available products/portfolios.

A Anonym International specialist

Professional, friendly and informative. Definitely recommend them especially if you're an expat like me and you have no idea about the insurance procedure in Germany. Will walk you through the process and provide feedback in fluent English.

V Vahid B. Newcomer to Germany

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## Quick answers to questions you may have

### What is the meaning of supplementary insurance?

### How much does supplementary insurance cost in Germany?

### What is the difference between basic and supplementary insurance?

### Is it worth getting supplementary insurance in Germany?

### How much will my supplementary insurance pay for treatments?

### Why is supplementary health care recommeneded?

# Clear guidance, tailored to your needs — just the best options for you.

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