# A friend referred you to us

Someone who knows us referred you. We help international residents in Germany find the right insurance — in English, with a real team. Leave your details and we'll reach out!

If you become a customer, the person who referred you may receive a €200 reward .

## Get free insurance advice

Someone who knows us referred you. We help international residents in Germany find the right insurance — in English, with a real team. Leave your details and we'll reach out!

If you become a customer, the person who referred you may receive a €200 reward .

How it works

You leave your details Fill in the contact form on this page. It takes less than a minute.

01

Our team contacts you A member of our team will reach out to understand your situation and explain the next steps.

02

You become a customer If you decide to proceed and close an eligible deal with us, the referral is confirmed.

03

Your friend receives a reward Once the referral is approved, the person who referred you receives a €200 reward. Book a consultation

04

Why people come to us

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Clear guidance from real people

Our team walks you through every step. No jargon, no confusion — just clear, honest advice.

A structured, smooth process

We handle the complexity so you don't have to. From first contact to signed coverage.

Tailored to your situation

Whether you're new to Germany or switching plans, we adapt our support to your needs.

English-speaking team

Most of our team has lived abroad. We understand what it's like to navigate a new system.

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![](https://stayinsured.de/hubfs/Referral%20Program%203-1.png)

## About the referral reward

### Who is this program for?

This program is available to selected existing customers who have been personally invited to participate via Referral Rock.

### When is the reward issued?

A €200 reward is issued to the referring customer only after the referred person becomes a customer and closes an eligible deal with us.

### Not all products qualify

The reward applies to private health insurance and pension products.

## Questions about this program

### Why am I seeing this page?

### What happens after I submit the form?

### Do I get a discount?

### When does the referrer receive the reward?

### Is the reward always guaranteed?

### Is there any cost or obligation for me?

### Who is Stay?

[4.9](https://www.provenexpert.com/de-de/stay-formerly-mw-expat/) What people say about us

An invaluable resource for navigating Germany's complex health insurance system. Anja was exceptionally helpful and incredibly patient.

D Darren S. International specialist

I'm a freelancer and my case involved transitioning from expat insurance to full private health insurance. With Katharina's help, the process was smooth and stress-free.

S Sonya Freelancer in Germany

Professional, friendly and informative. Definitely recommend them — especially if you're an expat with no idea about German insurance. They walk you through the whole process in English.

V Vahid B. Newcomer to Germany

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