# Referral Program | Get €200 | Stay Insured

Refer a friend. Get €200

Refer someone who needs help with German insurance, pensions, or investments. They get clear human guidance from Stay. You get €200 when the referral qualifies.

[Get €200 via PayPal](https://referral.stayinsured.de/v2/5/)[Get €200 as Gift Card](https://referral.stayinsured.de/v2/1/)

Become a partner

![](https://stayinsured.de/hubfs/referral-program/referral-hero-friends-phone.png) Personal tracking link

Your friend registers themselves

Trusted by leading partners

![](https://stayinsured.de/hubfs/logo1.svg)![](https://stayinsured.de/hubfs/ottonova@3x.png)![](https://stayinsured.de/hubfs/allianz@3x.png)![](https://stayinsured.de/hubfs/hallesche@3x.png)![](https://stayinsured.de/hubfs/logo6.svg)![](https://stayinsured.de/hubfs/logo3.svg)

How the €200 referral works

Choose your reward Pick PayPal or Gift Card before you create your personal referral link.

01

Get your referral link ReferralRock gives you a personal link, so tracking stays clean.

02

They register themselves Your friend uses your link and shares their own details and consent.

03

We guide them clearly Your friend gets real human support with German insurance, pensions, or investments. When the referral qualifies, your €200 reward is approved. Book a consultation

04

Same €200, different payout

### Which reward style fits you?

PayPal is cash-style payout. Gift Card is voucher-style. Your friend gets the same Stay support either way — whether they need help with insurance, pensions, or investment questions.

[Get €200 via PayPal](https://referral.stayinsured.de/v2/5/)[Get €200 as Gift Card](https://referral.stayinsured.de/v2/1/)

[4.9](https://www.provenexpert.com/de-de/stay-formerly-mw-expat/) What people say about us

![](data:image/svg+xml,%3csvg%20width=)![](data:image/svg+xml,%3csvg%20width=)![](data:image/svg+xml,%3csvg%20width=)![](data:image/svg+xml,%3csvg%20width=)![](data:image/svg+xml,%3csvg%20width=)

An invaluable resource for navigating Germany's complex health insurance system. Anja was exceptionally helpful and incredibly patient.

I IT Consultant in Berlin International specialist

![](data:image/svg+xml,%3csvg%20width=)![](data:image/svg+xml,%3csvg%20width=)![](data:image/svg+xml,%3csvg%20width=)![](data:image/svg+xml,%3csvg%20width=)![](data:image/svg+xml,%3csvg%20width=)

I'm a freelancer and my case involved moving to full private health insurance. With Katharina's help, the process was smooth and stress-free.

S Sonya Self-employed Designer in Munich

![](data:image/svg+xml,%3csvg%20width=)![](data:image/svg+xml,%3csvg%20width=)![](data:image/svg+xml,%3csvg%20width=)![](data:image/svg+xml,%3csvg%20width=)![](data:image/svg+xml,%3csvg%20width=)

Professional, friendly and informative. They walk you through the whole process in English and make the system much easier to understand.

V Vahid B. Software Engineer

![](data:image/svg+xml,%3csvg%20width=)![](data:image/svg+xml,%3csvg%20width=)![](data:image/svg+xml,%3csvg%20width=)![](data:image/svg+xml,%3csvg%20width=)![](data:image/svg+xml,%3csvg%20width=)

I came to Stay because I was confused about pension options in Germany and didn’t know where to start. The team explained everything clearly, helped me set up a private pension plan, and showed me how it could reduce my taxable income. It felt practical, honest, and surprisingly easy to understand.

D Daniel R. Senior Product Manager

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![](https://stayinsured.de/hubfs/referral-program/referral-advisor-video-call.png)

## Who should you refer?

### International residents who need clarity

Refer friends, colleagues, or newcomers who feel lost with German insurance, pensions, investments, or paperwork and want a human expert on their side.

### People choosing health insurance

Public, private, switching, first job, student status, freelancer setup — if they need clear guidance, Stay can help.

### People thinking about pensions or investments

Private pension, retirement planning, long-term savings, investment property, or “am I doing enough for the future?” conversations.

### People who need everyday protection

Liability, legal, household, vehicle, disability, term life — even a small first question can become the start of a trusted client relationship.

### Eligibility still matters

Referring is always helpful. The €200 reward applies when the referred person becomes an eligible Stay client under the program terms.

Choose your reward

### Ready to create your referral link?

Pick PayPal or Gift Card first. Then ReferralRock tracks the right reward flow cleanly. Your friend does not need to know exactly what they need — we’ll help them figure it out.

[Get €200 via PayPal](https://referral.stayinsured.de/v2/5/)[Get €200 as Gift Card](https://referral.stayinsured.de/v2/1/)

## Quick questions

### What do I get?

### Why are there two buttons?

### Do I enter my friend’s details here?

### Will my friend be pressured?

### When is the €200 reward issued?

### Do you guarantee coverage or savings?