# Expert Advice on German Dental Insurance & Coverage | Stay

State dental cover is from 1989. Your teeth deserve better.

German public insurance still pays for amalgam fillings and metal bridges. A private dental supplement (Zahnzusatz) gets you implants, white fillings, and proper crowns — for the price of a coffee a week.

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Key features of dental insurance

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Covers routine care

Helps pay for check-ups, cleanings, and preventive treatments to keep your teeth healthy. Supplementary dental insurance pays when the state system often does not.

Support for bigger treatments

Because dental work can get very expensive, dental insurance helps cover most of the costs for fillings, crowns, implants or orthodontic treatments, depending on the plan you choose.

Flexible plans

Choose the level of coverage that fits your needs, whether you want basic care or more extensive dental protection, it is totally up to you.

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## Why choose dental insurance in Germany?

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### Protect yourself from high dental dosts

Dental treatments in Germany can get very expensive, from routine check-ups to fillings or crowns. Dental insurance helps cover these costs, so you don't have to pay high bills.

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### Quicker appointments

Dental insurance often gives you priority for appointments, so you can get the treatment you need without long waits.

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### Access better treatments

Having dental insurance often gives you access to higher-quality care, including preventative treatments and advanced procedures.

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### Answer a few simple questions and get smart tailored insurance options from our team of experts

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## What people say about us

An invaluable resource for navigating Germany’s complex health insurance system. Anja Lampert was exceptionally helpful and incredibly patient.

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I’m a freelancer and my case involved transitioning from expat insurance to full private health insurance. With Katharina’s help, the process was not only smooth but also stress-free.

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I have receive a very personalized attention since the beginning with a very high professionalism.

J J. Starting work in Germany

All meetings and communications took place in English, hence an expat with limited German language skills can understand the process and available products/portfolios.

A Anonym International specialist

Professional, friendly and informative. Definitely recommend them especially if you're an expat like me and you have no idea about the insurance procedure in Germany. Will walk you through the process and provide feedback in fluent English.

V Vahid B. Newcomer to Germany

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## Quick answers to questions you may have

### How much does dental insurance cost in Germany?

### What is a good maximum coverage for dental insurance?

### Is it cheaper to pay out of pocket or get dental insurance?

### Is a dentist covered by public health insurance?

### Should I get dental insurance in Germany?

# Clear guidance, tailored to your needs — just the best options for you.

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