# Expert Advice on German Accident Insurance Support | Stay

smart Accident insurance

Covers you in case of unexpected injuries, whether they happen at home, work, or on the move. Get financial support if you fail to fully recover.

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Key features of smart accident insurance

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Coverage anywhere

Accidents can happen anytime, anywhere: smart accident insurance helps you stay protected wherever and however they occur.

Financial support

Gives you peace of mind by helping cover long-term medical costs, recovery expenses and financial help to reorganise your life if you do not fully recover, so you can focus on your well-being instead of worrying about money.

Flexible coverage

Smart accident insurance plans allow you to choose additional coverage for things like daily allowances or even long-term care.

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## Why choose smart accident insurance?

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### Protection when life happens

Medical insurance helps cover medical bills, rehabilitation, and temporary loss of income, but what if you don't fully recover? That's where accident insurance becomes essential. Certain accident policies extend coverage to family members, ensuring that everyone in your household is protected if an unexpected event occurs.

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### Lump-sum or ongoing payments

If your ability to work is affected, you won't be left struggling financially. Depending on the plan, you can receive a one-time payout after an accident or ongoing financial support, helping you maintain your standard of living.

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### Confidence everyday

Unexpected accidents can lead to very expensive bills and loss of income. With the right accident coverage, you can go about your life in Germany knowing that unexpected events won't ruin your plans or finances.

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### Answer a few simple questions and get smart tailored insurance options from our team of experts

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## What people say about us

An invaluable resource for navigating Germany’s complex health insurance system. Anja Lampert was exceptionally helpful and incredibly patient.

D Darren S. Navigating German health insurance

I’m a freelancer and my case involved transitioning from expat insurance to full private health insurance. With Katharina’s help, the process was not only smooth but also stress-free.

S Sonya Freelancer

I have receive a very personalized attention since the beginning with a very high professionalism.

J J. Starting work in Germany

All meetings and communications took place in English, hence an expat with limited German language skills can understand the process and available products/portfolios.

A Anonym International specialist

Professional, friendly and informative. Definitely recommend them especially if you're an expat like me and you have no idea about the insurance procedure in Germany. Will walk you through the process and provide feedback in fluent English.

V Vahid B. Newcomer to Germany

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## Quick answers to questions you may have

### Is it smart to get accident insurance in Germany?

### What does accident insurance cover?

### What is the age limit for accident insurance?

### What are examples of accidental injuries?

### What is not covered under accident insurance?

# Clear guidance, tailored to your needs — just the best options for you.

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